Home Loan Calculator

Estimate your home loan EMI including down payment and processing fee.

Property Value

Down Payment

Interest Rate (% p.a.)

Loan Tenure (years)

Processing Fee (%) of loan amount

Results

Loan Amount

Monthly EMI

Total Interest Payable

Processing Fee

Before you rely on this: the sanctioned loan amount and EMI are decided by your lender after credit and legal appraisal, and may be lower than the figure here. Confirm against the sanction letter and Key Fact Statement.

Assumptions: a fixed rate for the whole tenure, monthly reducing-balance compounding, and the processing fee charged as a flat percentage of the loan amount. Not included: stamp duty and registration, GST on the processing fee, legal, valuation and documentation charges, property insurance, MODT charges, and the tax deduction available on home loan interest and principal.